Chris Schmitz documented 84 cases across 11 jurisdictions for an AI Ethics and Society paper. The UK housing ombudsman went from 2,600 complaints in 2022 to over 7,000 in 2025, and the US CFPB saw 5x complaint growth, with similar rises in Brazilian court petitions and German parliamentary petitions. His finding is that most of the new filings are legitimate: people entitled to a claim can now file it with ChatGPT or Claude. The bottleneck has moved from citizens filling in forms to agencies processing them.